HOMELEND : A MORTGAGE CROWDFUNDING PLATFORM
A basic mobility from mortgage community.
Having our own house is human basic needs, though most of people can only pay them by using a bank's mortgage, in U.S itself, more than 8 millions mortgage had been issued every year.
The U.S mortgage is worth $14 trillions and will raise expectedly for $31 trillions by the end of 2018. But, eventhough the market had been centered socially and economically, the traditional mortgage system still really primitive.
This system is based on a long, basic, and complex process that includes most people, and on top of that, most of mortgage system are unrrachable for our new young generation, and not include millions of people from mortgage because of this old school criteria rank system.
We are proudly developing decentralized mortgage platform, peer to peer, for two way shipping, and modernize the mortgage old system for more effective and reduce cost, and it will expand the ability for people to lend and borrow in order to have their own perfect house.
HOW'S THAT WORKS
By utilizing distributed ledger (DLT) and smart contracting technologies, HOMELEND brings together individual borrowers and lenders an end-to-end platform that simplifies and automates the entire process of mortgage origins.
HOMELEND'S BUSINESS MODEL
Homelend will generate revenue from origination gas and sale of discount points, as is usually done in the mortgage industry. All deposits will be completed in the Homelend token (HMD).
The Homelend Advantage
=> From manual & length, to efficient & efficient
By embedding predefined business logic into smart contracts, digitizing documentation and eliminating unnecessary processes, Homelend will automatically initiate end-to-end origination, cutting it from 50 days to less than 20.
=> Starting from Intermediation Fee, Cost-Effective & Free-Middleman
The firmness, security and transparency provided by DLT makes it possible to record transactions, including loans, without the bank acting as an intermediary. This will reduce costs for borrowers and lenders, while minimizing the distance between them.
=> From Ambigu & Clunky to Transparent & User-Friendly
Homelend aims to create a loan process that is not only smart, but also simple and fair. This will allow borrowers to be able to easily apply for loans, track the status of their application at any time and interact directly with mortgage lenders.
=> From Vulnerable & Unreliable to Trusted & Safe
Centralized and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts allow Homelend to provide a platform for people to transact large sums of money in a trustworthy, transparent, and secure way.
The Homeland Token (HMD)
Specification
Name Token HOMELEND
HMD symbol
Total Supply 250,000,000
Standard ERC-20
Nominal value of 1 ETH = 1,600 HMD
Currency Received BTC, ETH, USD
Hardcap US $ 30,000,000
Softcap US $ 5,000,000
Bonus (ETH / HMD)
Week 1
20%
Week 2
15%
Week 3
10%
Week 4 and After
0%
TICKETS Pre - sale March, 1 2018 Crowdsale
TBD Closure
TBD
Homelend will generate revenue from origination gas and sale of discount points, as is usually done in the mortgage industry. All deposits will be completed in the Homelend token (HMD).
=> From manual & length, to efficient & efficient
By embedding predefined business logic into smart contracts, digitizing documentation and eliminating unnecessary processes, Homelend will automatically initiate end-to-end origination, cutting it from 50 days to less than 20.
=> Starting from Intermediation Fee, Cost-Effective & Free-Middleman
The firmness, security and transparency provided by DLT makes it possible to record transactions, including loans, without the bank acting as an intermediary. This will reduce costs for borrowers and lenders, while minimizing the distance between them.
=> From Ambigu & Clunky to Transparent & User-Friendly
Homelend aims to create a loan process that is not only smart, but also simple and fair. This will allow borrowers to be able to easily apply for loans, track the status of their application at any time and interact directly with mortgage lenders.
=> From Vulnerable & Unreliable to Trusted & Safe
Centralized and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts allow Homelend to provide a platform for people to transact large sums of money in a trustworthy, transparent, and secure way.
The Homeland Token (HMD)
Specification
Name Token HOMELEND
HMD symbol
Total Supply 250,000,000
Standard ERC-20
Nominal value of 1 ETH = 1,600 HMD
Currency Received BTC, ETH, USD
Hardcap US $ 30,000,000
Softcap US $ 5,000,000
Bonus (ETH / HMD)
Week 1
20%
Week 2
15%
Week 3
10%
Week 4 and After
0%
TICKETS Pre - sale March, 1 2018 Crowdsale
TBD Closure
TBD
TOKEN ALLOCATION
USE OF RUNNED FUNDS
ROADMAP
TEAM and ADVISOR
To contribute and Know the progress of this offer, you can visit some of the following links:
WEBSITE || WHITEPAPER || FACEBOOK || TWITTER || TELEGRAM ||
USE OF RUNNED FUNDS
ROADMAP
TEAM and ADVISOR
To contribute and Know the progress of this offer, you can visit some of the following links:
WEBSITE || WHITEPAPER || FACEBOOK || TWITTER || TELEGRAM ||
Author : ranran pratama
Bitcoin profile : https://bitcointalk.org/index.php?action=profile;u=2044562
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